Paypal is a multi-national firm that operates online payment systems in most countries that support online remittance. Its services, which include processing payments, auctioning sites and other commercial services, charge their users fees. The company was founded in 1998 and was called Confinity at the time of its initial public offering on the ASX. It became publicly owned shortly thereafter when Paypal purchased all the shares from its founder Dan Schulman's control and ownership. In 2015, Paypal split up the merchant into separate companies along with its shareholders and once again became an independent company.

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